Read about the variety of payment options you can choose from when you purchase from joyor.co, and learn how the tax on your order is calculated. Also, get more information about special pricing, offers, promotions, and other great deals with limited time availability.

Joyor Store accepts a variety of payment methods online.

  • Credit Cards

  • Debit Cards

  • Store Gift Card

We Accept Visa, Master Card, American Express, Discover Card & PayPal using secure PayPal payment gateway! Paypal Buyer Protection covers all purchases and payments made through our website. PayPal account optional but not required.

Note: Business lease, wire transfers, and money orders are ineligible payment methods for pickup items.

Some payment types are ineligible for orders that ship to multiple addresses. If you are using an ineligible payment type for an order shipping to multiple addresses, you will either need to change the payment method, or ship your order to a single address.

Some customers may qualify for other forms of payment. Please call +1 (207) 203 5288 and speak to an Joyor Specialist for more information.

Credit Cards or Debit Cards

Troubleshooting credit card & debit card payment errors

  • If your card is new or recently reissued, make sure it has been activated.

  • Remove dashes or spaces from the account number.

  • If everything seems to be correct, call the card issuer's customer service 800 number on the back of your card. Your credit card company may need to speak with you before they authorize your purchase.

Account Verification

To prevent any unnecessary delays processing your order, please ensure that the billing address on your order matches the information on your credit card account. If you have recently moved or are unsure whether you receive your credit card statement at your work or home address, please contact your card-issuing bank using the 800 number on the back of your credit card to confirm.

Security Codes

The card security code is a unique three or four digit number printed on the front (American Express) or back (Discover/MasterCard/Visa/UnionPay) of your card, in addition to the account number.

American Express:

Discover/MasterCard/Visa/UnionPay:

Daily Spending Limits for Debit Cards

Most debit and check cards have daily spending limits that may substantially delay the processing of an order, even if there is enough money in an account. When using a debit card, funds are immediately reserved in your bank account at the time you place your order. Please consult your card-issuing bank for information about your daily spending limits if you are having trouble placing your order.

Credit Cards Accepted

In the U.S., we accept:

  • American Express

  • Discover

  • MasterCard

  • UnionPay

  • Visa

If you are paying for your order with an international Visa, MasterCard, American Express, or UnionPay credit card, please note that the purchase price may fluctuate with exchange rates. In addition, your bank or credit card issuer may also charge you foreign conversion charges and fees, which may also increase the overall cost of your purchase. Please contact your bank or credit card issuer regarding these fees.

Any gift card issued by a credit card company can be used as a method of payment when buying from Joyor Store online. During checkout, if you are paying with a gift card issued by a credit card company, you can combine it with one credit card.

Taxes

All taxes and Customs fees will already be paid. You pay only what you pay at checkout.

Education Pricing

Joyor offers special pricing to students, teachers, administrators, and staff members. We also offer special pricing for purchases made on behalf of students. If you live in the U.S., contact Joyor Support for Education to place your order for reduced prices on the full range of products.

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